Privacy Policy

Effective Date: 01 SEP 2025

MAHIRAJ SMALL FINANCE ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial services, website, and related platforms. By accessing or using our services, you agree to the terms outlined in this Privacy Policy.

1. Information We Collect

1.1 Personal Information

When you apply for or use our loan products or services, we may collect personal information such as:

• Full name
• Contact details (email, phone number)
• Identification and address proof
• Financial details related to loan applications
• Business information (if applicable)

1.2 Non-Personal Information

We may collect non-personal data, including:

• Device and browser information (e.g., IP address, browser type)
• Usage statistics (pages visited, time spent)
• Aggregated analytics to improve service performance

2. How We Use Your Information

We use the information collected to:

• Provide, manage, and improve our loan services
• Process loan applications and repayments
• Communicate updates, offers, and support information
• Ensure compliance with applicable laws and regulations
• Analyze service usage and improve customer experience

3. Data Sharing and Disclosure

We do not sell or rent your personal information. However, data may be shared in the following cases:

• With trusted service providers assisting with payment processing and technology support
• When required by law or legal obligation (e.g., court orders)
• In case of business transfer such as mergers or acquisitions

4. Data Security

We implement industry-standard security measures, including data encryption, secure server protocols, and regular security audits, to protect your information. Despite this, no system can guarantee absolute security.

5. Your Rights

You have rights concerning your personal data, including:

• Accessing and correcting your information
• Requesting deletion of your data, within legal limits
• Opting out of marketing communications
• Requesting data portability in a machine-readable format

Please contact us at info@mahirajwelfarefoundation.in to exercise these rights.

6. Cookies and Tracking Technologies

We use cookies to enhance your experience by remembering preferences and analyzing website use. You can manage cookie settings via your browser.

7. Third-Party Links

Our services may contain links to third-party sites. We are not responsible for their privacy practices. Please review their policies before sharing personal information.

8. Children’s Privacy

Our services are intended for users aged 18 and above. We do not knowingly collect data from children under 18.

9. International Data Transfers

For users outside India, data may be transferred and processed in India, where our servers are located. Use of our services implies consent to this transfer.

10. Changes to This Policy

We may update this Privacy Policy to reflect changes in practices or legal requirements. Significant updates will be communicated via our website or email notifications.

11. Contact Us

For questions or concerns about this Privacy Policy, reach us at:

Acknowledgment

By using our services, you acknowledge that you have read, understood, and agree to this Privacy Policy.