Terms and Conditions

1. Introduction

These Terms and Conditions ("Terms") govern the use of Mahiraj Small Finance's services, including loan products, website, and related platforms ("Services"). By accessing or using our Services, you agree to be bound by these Terms.

2. Eligibility

You must be at least 18 years old, a resident of India, and legally capable of entering into binding agreements to use our Services.

3. Loan Application and Approval

All loan applications are subject to verification and approval by Mahiraj Small Finance based on eligibility criteria, creditworthiness, and documentation. Approval is at our sole discretion.

4. Loan Usage

Loans disbursed must be used for lawful purposes only. Misuse for illegal or speculative activities is strictly prohibited.

5. Repayment Terms

Loan repayment schedules, including EMI amounts and due dates, will be provided upon loan approval. It is your responsibility to repay on time to avoid penalties or legal action.

6. Fees and Charges

Applicable processing fees, interest rates, and other charges will be transparently communicated. These may change based on regulations and policies.

7. Data Privacy

We collect and use your personal information as detailed in our Privacy Policy. By using our Services, you consent to such data practices.

8. Liability Disclaimer

Mahiraj Small Finance is not liable for any losses arising from use of our Services except as mandated by applicable law. Services are provided "as is" without warranties of any kind.

9. Amendments

We reserve the right to modify these Terms at any time. Changes will be communicated via our website or direct notifications. Continued use of Services implies acceptance of updated Terms.

10. Governing Law and Jurisdiction

These Terms are governed by the laws of India. Any disputes will be subject to the exclusive jurisdiction of courts in the company's registered location.

11. Contact Information

For questions about these Terms, contact: